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๐—ฆ๐—”๐—ก๐—ง๐—›๐—˜๐—ฅ๐—” ๐—ฃ๐—”๐—ฅ๐—ง๐—ก๐—˜๐—ฅ๐—ฆ๐—›๐—œ๐—ฃ Telegram | DID YOU KNOW?

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What is Telegram?

Telegram is a cloud-based instant messaging service that has been making rounds as a popular option for those who wish to keep their messages secure. Telegram boasts a collection of different features, but itโ€™s best known for its ability to secure messages and media by encrypting them during transit; this prevents third-parties from snooping on messages easily. Letโ€™s take a look at what Telegram can do and why you might want to use it.

Should You Buy Bitcoin?

In general, many financial experts support their clientsโ€™ desire to buy cryptocurrency, but they donโ€™t recommend it unless clients express interest. โ€œThe biggest concern for us is if someone wants to invest in crypto and the investment they choose doesnโ€™t do well, and then all of a sudden they canโ€™t send their kids to college,โ€ says Ian Harvey, a certified financial planner (CFP) in New York City. โ€œThen it wasnโ€™t worth the risk.โ€ The speculative nature of cryptocurrency leads some planners to recommend it for clientsโ€™ โ€œsideโ€ investments. โ€œSome call it a Vegas account,โ€ says Scott Hammel, a CFP in Dallas. โ€œLetโ€™s keep this away from our real long-term perspective, make sure it doesnโ€™t become too large a portion of your portfolio.โ€ In a very real sense, Bitcoin is like a single stock, and advisors wouldnโ€™t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if youโ€™re passionate about it. โ€œIf it was one stock, you would never allocate any significant portion of your portfolio to it,โ€ Hammel says.

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